PERSONAL INSURANCE

Sometimes we take better care of our vehicles than ourselves. Protect all your vehicular investments with Lore:

• Personal automobile insurance – automobiles, SUVs, motorcycles and trucks. Including liability for Uber and Lyft drivers.
• Collector vehicle insurance – Antique vehicles, hot rods, muscle cars, exotic vehicles, motorcycles
• Motor home and campers insurance – Class A, Class B, Class C motorhomes, all types of trailers, fifth wheels, truck campers, etc.
• Boat / yacht insurance – motor boats, sail boats, etc.

There’s no place like home. And whether that means a single-family house, a rented apartment, a condominium, a mobile home or other place you hang your hat, you need to protect your investment:

• Homeowners insurance – Owner-occupied residences, apartments and condominiums
• Waterfront residential property
• Dwelling fire insurance – Rental property with less than four families; Property, Loss of Rents and Liability Insurance
• Builders risk insurance – New residential construction or renovation

Fire, flood, earthquake, theft or other damages and losses can ruin lives. Are your treasured personal items covered by your existing policy?

• Valuable items insurance – Jewelry, guns, coins, stamps, antiques, paintings, sculptures, etc.
• Flood insurance
• Earthquake insurance

Why are umbrella insurance policies necessary?

Because sometimes there are limits to what your current policy can pay. Consider an umbrella insurance policy as secondary to your primary policy (homeowners/renters or auto), providing you with extra liability coverage where your primary policy leaves off.

The main purpose of an umbrella policy is to protect your assets from an unforeseen event – e.g., a tragic accident in which you are held responsible for damages or bodily injuries. It will also pay for your legal expenses and protect you if you lose the case.

• Personal Umbrella Liability insurance